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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
ASSETS    
Cash and due from banks $ 18,915 $ 16,294
Interest-bearing deposits with other banks 39,904 50,931
Cash and cash equivalents 58,819 67,225
Investment securities:    
Available-for-sale, at fair value 150,814 154,432
Held to maturity, at amortized cost - fair value of $5,865 (2019) and $6,000 (2018) 5,899 6,043
Equity securities, at fair value 1,299 1,269
Equity Securities Fv Ni 1,299 1,269
Restricted securities 5,292 6,476
Loans 1,211,716 1,195,355
Less: allowance for credit losses (10,418) (10,343)
Loans, net 1,201,298 1,185,012
Premises and equipment, net 22,632 22,711
Goodwill 17,518 17,518
Other intangible assets, net 2,696 2,857
Other real estate owned, net 979 1,222
Right to use, asset 3,767  
Other assets 14,772 17,678
Assets of discontinued operations 14 633
TOTAL ASSETS 1,485,799 1,483,076
Deposits:    
Noninterest-bearing 345,151 330,466
Interest-bearing 892,118 881,875
Total deposits 1,237,269 1,212,341
Short-term borrowings 30,724 60,812
Long-term borrowings 15,000 15,000
Lease liability 3,767  
Other liabilities 9,146 8,415
Liabilities of discontinued operations 2,811 3,323
TOTAL LIABILITIES 1,298,717 1,299,891
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS’ EQUITY    
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,779,809 (2019) and 12,749,497 (2018) 128 127
Additional paid in capital 65,408 65,434
Retained earnings 123,050 120,574
Accumulated other comprehensive (loss) (1,504) (2,950)
TOTAL STOCKHOLDERS’ EQUITY 187,082 183,185
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 1,485,799 $ 1,483,076