Exhibit 23.1

               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

      We hereby consent to the incorporation by reference in this Registration
Statement on Form S-4 (the "Registration Statement") of Shore Bancshares, Inc.
(the "Company") of our report dated January 17, 2003 on the 2002 consolidated
financial statements of the Company, which appears on page 43 of the 2002 Annual
Report to Stockholders of the Company that is included in the Company's Annual
Report on Form 10-K, as amended on Form 10-K/A, for the year ended December 31,
2002. We also hereby consent to the reference to us under the heading "Experts"
in the Prospectus that is part of the Registration Statement.


                                               /s/ Stegman & Company

Baltimore, Maryland
January 15, 2004