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OTHER ASSETS (Schedule of Other Assets) (Details) - USD ($)
$ in Thousands
Dec. 31, 2018
Dec. 31, 2017
OTHER ASSETS [Abstract]    
Accrued interest receivable $ 3,345 $ 3,509
Deferred income taxes 4,182 4,098
Prepaid expenses 1,067 1,286
Cash surrender value of life insurance 3,726 3,637
Other assets 5,358 1,934
Total $ 17,678 $ 14,464