CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 16,294	$ 21,534
Interest-bearing deposits with other banks	50,931	10,286
Cash and cash equivalents	67,225	31,820
Investment securities:
Available-for-sale, at fair value	154,432	196,955
Held to maturity, at amortized cost - fair value of $6,391 (2017) and $6,806 (2016)	6,043	6,247
Equity securities, at fair value	1,269
Federal Reserve and Federal Home Loan Bank stock	6,476	3,735
Loans	1,195,355	1,093,514
Less: allowance for credit losses	(10,343)	(9,781)
Loans, net	1,185,012	1,083,733
Premises and equipment, net	22,711	22,630
Goodwill	17,518	17,518
Other intangible assets, net	2,857	3,723
Other real estate owned, net	1,222	1,794
Other assets	17,678	14,464
Assets of discontinued operations	633	11,241
TOTAL ASSETS	1,483,076	1,393,860
Deposits:
Noninterest-bearing	330,466	328,322
Interest-bearing	881,875	874,459
Total deposits	1,212,341	1,202,781
Short-term borrowings	60,812	21,734
Long-term borrowings	15,000
Other liabilities	8,415	4,544
Liabilities of discontinued operations	3,323	1,065
TOTAL LIABILITIES	1,299,891	1,230,124
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,688,224 (2017) and 12,664,797 (2016)	127	127
Additional paid in capital	65,434	65,256
Retained earnings	120,574	99,662
Accumulated other comprehensive income (loss)	(2,950)	(1,309)
TOTAL STOCKHOLDERS' EQUITY	183,185	163,736
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,483,076	$ 1,393,860