CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 18,859	$ 21,534
Interest-bearing deposits with other banks	29,918	10,286
Cash and cash equivalents	48,777	31,820
Investment securities:
Available for sale, at fair value	167,675	196,955
Held to maturity, at amortized cost - fair value of $5,983 (2018) and $6,391 (2017)	6,037	6,247
Equity securities, at fair value	649
Loans	1,180,557	1,093,514
Less: allowance for credit losses	(10,328)	(9,781)
Loans, net	1,170,229	1,083,733
Premises and equipment, net	23,252	23,054
Goodwill	27,618	27,618
Other intangible assets, net	4,088	4,719
Other real estate owned, net	1,518	1,794
Other assets	23,700	17,920
TOTAL ASSETS	1,473,543	1,393,860
Deposits:
Noninterest-bearing	331,766	328,322
Interest-bearing	850,070	874,459
Total deposits	1,181,836	1,202,781
Short-term borrowings	114,043	21,734
Other liabilities	6,245	5,609
TOTAL LIABILITIES	1,302,124	1,230,124
Commitments and Contingencies
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,748,273 and 12,688,224 (includeing 15,913 unvested restricted stock) (2017)	127	127
Additional paid in capital	65,730	65,256
Retained earnings	109,628	99,662
Accumulated other comprehensive (loss)	(4,066)	(1,309)
TOTAL STOCKHOLDERS' EQUITY	171,419	163,736
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,473,543	$ 1,393,860