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REGULATORY CAPITAL REQUIREMENTS (Table)
12 Months Ended
Dec. 31, 2017
REGULATORY CAPITAL REQUIREMENTS [Abstract]  
Schedule of Capital Amounts And Ratios

The following tables present the capital amounts and ratios for Shore Bancshares, Inc. and Shore United Bank as of December 31, 2017 and Shore Bancshares, Inc. and Shore United Bank as of December 31, 2016.

 





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

Common

 

Total

 

Net

 

 

 

 

 

 

Tier 1

 

Total

 

 

 



 

Equity/

 

Risk-

 

Risk-

 

Adjusted

 

Common

 

Risk-Based

 

Risk-Based

 

Tier 1

(Dollars in thousands)

 

Tier 1

 

Based

 

Weighted

 

Average

 

Equity

 

Capital

 

Capital

 

Leverage

December 31, 2017

 

Capital

 

Capital

 

Assets

 

Total Assets

 

Tier 1 ratio

 

Ratio

 

Ratio

 

Ratio

Company

 

$

132,370 

 

$

142,452 

 

$

1,112,259 

 

$

1,345,876 

 

11.90 

%

 

11.90 

%

 

12.81 

%

 

9.84 

%

Shore United Bank

 

 

126,751 

 

 

136,833 

 

 

1,107,074 

 

 

1,342,484 

 

11.45 

%

 

11.45 

%

 

12.36 

%

 

9.44 

%



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

Common

 

Total

 

Net

 

 

 

 

 

 

Tier 1

 

Total

 

 

 



 

Equity/

 

Risk-

 

Risk-

 

Adjusted

 

Common

 

Risk-Based

 

Risk-Based

 

Tier 1

(Dollars in thousands)

 

Tier 1

 

Based

 

Weighted

 

Average

 

Equity

 

Capital

 

Capital

 

Leverage

December 31, 2016

 

Capital

 

Capital

 

Assets

 

Total Assets

 

Tier 1 ratio

 

Ratio

 

Ratio

 

Ratio

Company

 

$

140,897 

 

$

149,924 

 

$

893,116 

 

$

1,144,968 

 

15.78 

%

 

15.78 

%

 

16.79 

%

 

12.31 

%

Shore United Bank

 

 

122,543 

 

 

131,570 

 

 

885,206 

 

 

1,126,136 

 

13.84 

%

 

13.84 

%

 

14.86 

%

 

10.88 

%