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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME      
Interest and fees on loans $ 43,617 $ 37,155 $ 35,126
Interest and dividends on investment securities:      
Taxable 3,847 3,195 3,602
Tax-exempt 3 7 10
Interest on federal funds sold   6 3
Interest on deposits with other banks 334 289 130
Total interest income 47,801 40,652 38,871
INTEREST EXPENSE      
Interest on deposits 2,242 2,389 3,331
Interest on short-term borrowings 31 14 15
Total interest expense 2,273 2,403 3,346
NET INTEREST INCOME 45,528 38,249 35,525
Provision for credit losses 2,291 1,848 2,075
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 43,237 36,401 33,450
NONINTEREST INCOME      
Service charges on deposit accounts 3,628 3,465 2,867
Trust and investment fee income 1,532 1,442 1,627
Gains on sales of investment securities 5 30  
Gain on sale of credit card portfolio   198  
Insurance agency commissions 8,837 8,551 8,274
Other noninterest income 3,748 2,959 2,648
Total noninterest income 17,750 16,645 15,416
NONINTEREST EXPENSE      
Salaries and wages 20,011 17,626 17,540
Employee benefits 4,645 3,993 3,905
Occupancy expense 2,696 2,452 2,420
Furniture and equipment expense 1,035 963 926
Data processing 3,680 3,496 3,260
Directors' fees 380 511 470
Amortization of other intangible assets 314 131 133
FDIC insurance premium expense 599 696 1,214
Write-downs of other real estate owned 272 505 291
Legal and professional fees 2,308 1,875 2,380
Other noninterest expenses 5,262 4,899 4,811
Total noninterest expense 41,202 37,147 37,350
INCOME BEFORE INCOME TAXES 19,785 15,899 11,516
Income tax expense 8,523 6,261 4,408
NET INCOME $ 11,262 $ 9,638 $ 7,108
Basic net income per common share (in dollars per share) $ 0.89 $ 0.76 $ 0.56
Diluted net income per common share (in dollars per share) 0.89 0.76 0.56
Dividends paid per common share (in dollars per share) $ 0.22 $ 0.14 $ 0.04