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LINES OF CREDIT (Narrative) (Details) - USD ($)
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
LINES OF CREDIT [Abstract]    
Line of credit facility, current borrowing capacity $ 15,000,000 $ 15,000,000
FHLB, lines of credit, available $ 205,600,000 205,100,000
FHLB, description of collateral The Bank has pledged as collateral, under a blanket lien, all qualifying residential loans under borrowing agreements with the Federal Home Loan Bank.  
Line of credit facility, commitment fee percentage 0.08%  
FHLB, short-term credit, outstanding $ 15,700,000 $ 0