CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
INTEREST INCOME
Interest and fees on loans	$ 9,550	$ 8,961
Interest and dividends on investment securities:
Taxable	827	870
Tax-exempt	2	2
Interest on federal funds sold		3
Interest on deposits with other banks	68	72
Total interest income	10,447	9,908
INTEREST EXPENSE
Interest on deposits	511	661
Interest on short-term borrowings	3	4
Total interest expense	514	665
NET INTEREST INCOME	9,933	9,243
Provision for credit losses	427	450
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	9,506	8,793
NONINTEREST INCOME
Service charges on deposit accounts	834	813
Trust and investment fee income	361	351
Insurance agency commissions	2,819	2,759
Other noninterest income	793	618
Total noninterest income	4,807	4,541
NONINTEREST EXPENSE
Salaries and wages	4,502	4,477
Employee benefits	1,240	1,114
Occupancy expense	625	613
Furniture and equipment expense	233	235
Data processing	872	809
Directors’ fees	80	104
Amortization of other intangible assets	33	33
FDIC insurance premium expense	164	282
Other real estate owned expense, net	55	7
Legal and professional fees	660	385
Other noninterest expenses	1,187	1,280
Total noninterest expense	9,651	9,339
INCOME BEFORE INCOME TAXES	4,662	3,995
Income tax expense	1,862	1,535
NET INCOME	$ 2,800	$ 2,460
Basic net income per common share (in dollars per share)	$ 0.22	$ 0.19
Diluted net income per common share (in dollars per share)	0.22	0.19
Dividends paid per common share (in dollars per share)	$ 0.05	$ 0.03