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REGULATORY CAPITAL REQUIREMENTS (Table)
12 Months Ended
Dec. 31, 2016
REGULATORY CAPITAL REQUIREMENTS [Abstract]  
Schedule of Capital Amounts And Ratios

The following tables present the capital amounts and ratios for Shore Bancshares, Inc. and Shore United Bank as of December 31, 2016 and Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2015.

 





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

Common

 

Total

 

Net

 

 

 

 

 

 

Tier 1

 

Total

 

 

 



 

Equity/

 

Risk-

 

Risk-

 

Adjusted

 

Common

 

Risk-Based

 

Risk-Based

 

Tier 1



 

Tier 1

 

Based

 

Weighted

 

Average

 

Equity

 

Capital

 

Capital

 

Leverage

December 31, 2016

 

Capital

 

Capital

 

Assets

 

Total Assets

 

Tier 1 ratio

 

Ratio

 

Ratio

 

Ratio

Company

 

$

140,897 

 

$

149,924 

 

$

893,116 

 

$

1,144,968 

 

15.78 

%

 

15.78 

%

 

16.79 

%

 

12.31 

%

Shore United Bank

 

 

122,543 

 

 

131,570 

 

 

885,206 

 

 

1,126,136 

 

13.84 

%

 

13.84 

%

 

14.86 

%

 

10.88 

%



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

Common

 

Total

 

Net

 

 

 

 

 

 

Tier 1

 

Total

 

 

 



 

Equity/

 

Risk-

 

Risk-

 

Adjusted

 

Common

 

Risk-Based

 

Risk-Based

 

Tier 1



 

Tier 1

 

Based

 

Weighted

 

Average

 

Equity

 

Capital

 

Capital

 

Leverage

December 31, 2015

 

Capital

 

Capital

 

Assets

 

Total Assets

 

Tier 1 ratio

 

Ratio

 

Ratio

 

Ratio

Company (1)

 

$

126,024 

 

$

134,643 

 

$

807,807 

 

$

1,116,692 

 

15.60 

%

 

15.60 

%

 

16.67 

%

 

11.29 

%

Talbot Bank (1)

 

 

59,692 

 

 

64,405 

 

 

448,634 

 

 

613,945 

 

13.31 

%

 

13.31 

%

 

14.36 

%

 

9.72 

%

CNB

 

 

48,051 

 

 

51,957 

 

 

354,278 

 

 

486,404 

 

13.56 

%

 

13.56 

%

 

14.67 

%

 

9.88 

%

 

(1)

During 2016 an amended Call Report was filed for December 31, 2015.