CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 17,896	$ 15,080
Interest-bearing deposits with other banks	57,203	54,223
Federal funds sold	26	4,508
Cash and cash equivalents	75,125	73,811
Investment securities:
Available for sale, at fair value	174,788	212,165
Held to maturity, at amortized cost - fair value of $3,931 (2016) and $4,243 (2015)	3,809	4,191
Loans	860,553	795,114
Less: allowance for credit losses	(8,614)	(8,316)
Loans, net	851,939	786,798
Premises and equipment, net	16,680	16,864
Goodwill	11,931	11,931
Other intangible assets, net	1,112	1,211
Other real estate owned, net	2,197	4,252
Other assets	20,285	23,920
TOTAL ASSETS	1,157,866	1,135,143
Deposits:
Noninterest-bearing	256,559	229,686
Interest-bearing	735,736	745,778
Total deposits	992,295	975,464
Short-term borrowings	5,000	6,672
Other liabilities	5,736	6,040
TOTAL LIABILITIES	1,003,031	988,176
STOCKHOLDERS’ EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,662,746 (2016) and 12,631,160 (2015)	127	126
Additional paid in capital	64,129	63,815
Retained earnings	89,102	83,097
Accumulated other comprehensive income (loss)	1,477	(71)
TOTAL STOCKHOLDERS’ EQUITY	154,835	146,967
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,157,866	$ 1,135,143