CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,732	$ 3,036
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	825	1,190
Depreciation and amortization	1,230	1,228
Discount accretion on debt securities	(16)	(47)
Stock-based compensation expense	178	193
Excess tax benefits from stock-based arrangements	(14)	(2)
Deferred income tax expense	2,438	1,582
Losses on disposals of premises and equipment	2	1
(Gains) Losses on sales of other real estate owned	(2)	47
Write-downs of other real estate owned	73	81
Net changes in:
Accrued interest receivable	(123)	143
Other assets	272	(783)
Accrued interest payable	(20)	(33)
Other liabilities	(614)	(676)
Net cash provided by operating activities	8,961	5,960
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	26,092	27,663
Purchases of investment securities available for sale	(8,143)	(20,773)
Proceeds from maturities and principal payments of investment securities held to maturity	192	112
Net change in loans	(26,750)	(31,750)
Purchases of premises and equipment	(317)	(969)
Proceeds from sales of other real estate owned	2,284	1,562
Net cash used in investing activities	(6,642)	(24,155)
CASH FLOWS FROM FINANCING ACTIVITIES:
Noninterest-bearing deposits	1,928	9,864
Interest-bearing deposits	(16,297)	(29,959)
Short-term borrowings	197	1,821
Proceeds from the issuance of common stock	3	2
Excess tax benefits from stock-based arrangements	14	0
Common stock dividends paid	(758)	0
Net cash used in financing activities	(14,913)	(18,272)
Net decrease in cash and cash equivalents	(12,594)	(36,467)
Cash and cash equivalents at beginning of period	73,811	96,223
Cash and cash equivalents at end of period	61,217	59,756
Supplemental cash flows information:
Interest paid	1,303	1,798
Income taxes paid	523	279
Transfers from loans to other real estate owned	0	497
Change in unrealized (gain)/loss on securities available for sale	$ (1,893)	$ 105