CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST INCOME
Interest and fees on loans	$ 9,117	$ 8,581	$ 18,078	$ 17,072
Interest and dividends on investment securities:
Taxable	824	932	1,694	1,856
Tax-exempt	2	3	4	6
Interest on federal funds sold	2	0	5	1
Interest on deposits with other banks	58	26	130	52
Total interest income	10,003	9,542	19,911	18,987
INTEREST EXPENSE
Interest on deposits	617	856	1,278	1,757
Interest on short-term borrowings	3	3	7	8
Total interest expense	620	859	1,285	1,765
NET INTEREST INCOME	9,383	8,683	18,626	17,222
Provision for credit losses	375	540	825	1,190
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	9,008	8,143	17,801	16,032
NONINTEREST INCOME
Service charges on deposit accounts	870	658	1,683	1,292
Trust and investment fee income	364	450	715	919
Insurance agency commissions	1,941	1,932	4,700	4,407
Other noninterest income	866	748	1,484	1,255
Total noninterest income	4,041	3,788	8,582	7,873
NONINTEREST EXPENSE
Salaries and wages	4,422	4,393	8,899	8,706
Employee benefits	964	924	2,078	2,080
Occupancy expense	583	611	1,196	1,237
Furniture and equipment expense	248	233	483	488
Data processing	854	868	1,663	1,651
Directors’ fees	131	116	235	239
Amortization of other intangible assets	33	33	66	66
FDIC insurance premium expense	268	306	550	690
Write-downs of other real estate owned	66	54	73	81
Legal and professional fees	609	373	994	1,299
Other noninterest expenses	1,187	1,389	2,467	2,467
Total noninterest expense	9,365	9,300	18,704	19,004
INCOME BEFORE INCOME TAXES	3,684	2,631	7,679	4,901
Income tax expense	1,412	1,004	2,947	1,865
NET INCOME	$ 2,272	$ 1,627	$ 4,732	$ 3,036
Basic net income per common share (in dollars per share)	$ 0.18	$ 0.13	$ 0.37	$ 0.24
Diluted net income per common share (in dollars per share)	0.18	0.13	0.37	0.24
Dividends paid per common share (in dollars per share)	$ 0.03	$ 0	$ 0.06	$ 0