CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 15,753	$ 15,080
Interest-bearing deposits with other banks	45,455	54,223
Federal funds sold	9	4,508
Cash and cash equivalents	61,217	73,811
Investment securities:
Available for sale, at fair value	195,681	212,165
Held to maturity, at amortized cost - fair value of $4,121 (2016) and $4,243 (2015)	3,995	4,191
Loans	821,079	795,114
Less: allowance for credit losses	(8,358)	(8,316)
Loans, net	812,721	786,798
Premises and equipment, net	16,708	16,864
Goodwill	11,931	11,931
Other intangible assets, net	1,145	1,211
Other real estate owned, net	1,897	4,252
Other assets	20,395	23,920
TOTAL ASSETS	1,125,690	1,135,143
Deposits:
Noninterest-bearing	231,614	229,686
Interest-bearing	729,480	745,778
Total deposits	961,094	975,464
Short-term borrowings	6,868	6,672
Other liabilities	5,407	6,040
TOTAL LIABILITIES	973,369	988,176
STOCKHOLDERS’ EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,654,849 (2016) and 12,631,160 (2015)	127	126
Additional paid in capital	63,995	63,815
Retained earnings	87,071	83,097
Accumulated other comprehensive income (loss)	1,128	(71)
TOTAL STOCKHOLDERS’ EQUITY	152,321	146,967
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,125,690	$ 1,135,143