CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,460	$ 1,409
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	450	650
Depreciation and amortization	611	621
Discount accretion on debt securities	(7)	(18)
Stock-based compensation expense	111	136
Deferred income tax expense	1,258	618
Losses on disposals of premises and equipment	2	0
Losses on sales of other real estate owned	11	48
Write-downs of other real estate owned	7	27
Net changes in:
Accrued interest receivable	(144)	59
Other assets	(286)	(399)
Accrued interest payable	(9)	(17)
Other liabilities	(570)	(594)
Net cash provided by operating activities	3,894	2,540
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	9,752	8,697
Purchases of investment securities available for sale	(3,006)	(11,736)
Proceeds from maturities and principal payments of investment securities held to maturity	192	112
Net change in loans	(4,265)	(11,904)
Purchases of premises and equipment	(183)	(678)
Proceeds from sales of other real estate owned	338	644
Net cash provided by (used in) investing activities	2,828	(14,865)
CASH FLOWS FROM FINANCING ACTIVITIES:
Noninterest-bearing deposits	(40)	7,704
Interest-bearing deposits	(5,691)	(15,934)
Short-term borrowings	(800)	290
Proceeds from the issuance of common stock	3	0
Common stock dividends paid	(379)	0
Net cash used in financing activities	(6,907)	(7,940)
Net decrease in cash and cash equivalents	(185)	(20,265)
Cash and cash equivalents at beginning of period	73,811	96,223
Cash and cash equivalents at end of period	73,626	75,958
Supplemental cash flows information:
Interest paid	672	923
Income taxes paid	235	95
Transfers from loans to other real estate owned	$ 0	$ 497