INCOME TAXES (Details 1)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Effective Income Tax Rate Reconciliation [Line Items]
Tax at federal statutory rate	34.00%	34.00%	(34.00%)
Tax effect of:
Tax-exempt income	(0.40%)	(0.90%)	(0.40%)
Other non-deductible expenses	0.20%	0.30%	0.20%
State income taxes, net of federal benefit	4.50%	4.40%	(5.90%)
Other	(0.10%)	(0.10%)	(0.20%)
Actual income tax expense (benefit) rate	38.20%	37.70%	(40.30%)