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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income (loss) $ 7,108 $ 5,051 $ (9,634)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Provision for credit losses 2,075 3,350 27,784
Depreciation and amortization 2,434 2,312 2,392
Discount accretion on debt securities (99) (60) (43)
Stock-based compensation expense 283 87 78
Excess tax benefit from stock-based arrangements (3) 0 (26)
Deferred income tax expense (benefit) 3,874 2,836 (6,132)
Gains on sales of investment securities 0 (23) (913)
Losses on disposals of premises and equipment 18 82 0
Losses on sales and write-downs of other real estate owned 171 687 1,669
Gain on sale of wholesale insurance subsidiary 0 (114) 0
Loss on termination of cash flow hedge 0 0 1,306
Net changes in:      
Accrued interest receivable 205 (102) 235
Other assets (870) 170 4,703
Accrued interest payable (66) (53) (114)
Other liabilities (15) (1,044) (1,458)
Net cash provided by operating activities 15,115 13,179 19,847
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from maturities and principal payments of investment securities available for sale 68,395 43,418 38,512
Proceeds from sales of investment securities available for sale 0 988 40,351
Proceeds from sales of investment securities held to maturity 0 113 0
Purchases of investment securities available for sale (46,102) (133,006) (87,243)
Proceeds from maturities and principal payments of investment securities held to maturity 432 443 439
Net change in loans (88,595) (3,982) 12,957
Proceeds from sale of loans 0 0 20,565
Purchases of premises and equipment (1,518) (2,077) (545)
Proceeds from sales of premises and equipment 0 0 4
Proceeds from sales of other real estate owned 2,040 1,697 5,325
Proceeds from sale of subsidiary 0 2,878 0
Return of investment unconsolidated subsidiary 0 0 85
Net cash (used in) provided by investing activities (65,348) (89,528) 30,450
CASH FLOWS FROM FINANCING ACTIVITIES:      
Noninterest-bearing deposits 35,872 21,017 18,805
Interest-bearing deposits (9,412) (5,482) (134,610)
Short-term borrowings 1,864 (5,332) (3,621)
Proceeds from issuance of common stock 0 31,279 0
Excess tax benefit from stock-based arrangements 3 0 26
Common stock dividends paid (506) 0 0
Net cash provided by (used in) financing activities 27,821 41,482 (119,400)
NET DECREASE IN CASH AND CASH EQUIVALENTS (22,412) (34,867) (69,103)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 96,223 131,090 200,193
CASH AND CASH EQUIVALENTS AT END OF YEAR 73,811 96,223 131,090
Supplemental cash flow information:      
Interest paid 3,413 4,300 6,589
Income taxes paid 518 243 265
Transfers from loans to other real estate owned 2,773 2,295 3,071
Transfers from loans to loans held for sale 0 0 23,635
Transfers from loans held for sale to loans $ 0 $ 3,521 $ 0