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SEGMENT REPORTING (Tables)
12 Months Ended
Dec. 31, 2015
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment [Table Text Block]
Selected financial information by business segments is included in the following table.
 
 
 
Community
 
Insurance Products
 
Parent
 
 
 
 
(Dollars in thousands)
 
Banking
 
and Services
 
Company
 
Total
 
2015
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
38,652
 
$
-
 
$
219
 
$
38,871
 
Interest expense
 
 
(3,346)
 
 
-
 
 
-
 
 
(3,346)
 
Provision for credit losses
 
 
(2,075)
 
 
-
 
 
-
 
 
(2,075)
 
Noninterest income
 
 
7,135
 
 
8,297
 
 
(16)
 
 
15,416
 
Noninterest expense
 
 
(21,480)
 
 
(6,984)
 
 
(8,886)
 
 
(37,350)
 
Net intersegment (expense) income
 
 
(7,718)
 
 
(781)
 
 
8,499
 
 
-
 
(Loss) income before income taxes
 
 
11,168
 
 
532
 
 
(184)
 
 
11,516
 
Income tax benefit (expense)
 
 
(4,274)
 
 
(204)
 
 
70
 
 
(4,408)
 
Net (loss) income
 
$
6,894
 
$
328
 
$
(114)
 
$
7,108
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,107,367
 
$
9,984
 
$
17,792
 
$
1,135,143
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2014
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
38,202
 
$
-
 
$
87
 
$
38,289
 
Interest expense
 
 
(4,247)
 
 
-
 
 
-
 
 
(4,247)
 
Provision for credit losses
 
 
(3,350)
 
 
-
 
 
-
 
 
(3,350)
 
Noninterest income
 
 
6,482
 
 
10,305
 
 
(6)
 
 
16,781
 
Noninterest expense
 
 
(22,776)
 
 
(8,527)
 
 
(8,058)
 
 
(39,361)
 
Net intersegment (expense) income
 
 
(7,010)
 
 
(680)
 
 
7,690
 
 
-
 
(Loss) income before income taxes
 
 
7,301
 
 
1,098
 
 
(287)
 
 
8,112
 
Income tax benefit (expense)
 
 
(2,755)
 
 
(414)
 
 
108
 
 
(3,061)
 
Net (loss) income
 
$
4,546
 
$
684
 
$
(179)
 
$
5,051
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,074,638
 
$
10,824
 
$
14,940
 
$
1,100,402
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
41,310
 
$
41
 
$
-
 
$
41,351
 
Interest expense
 
 
(6,475)
 
 
-
 
 
-
 
 
(6,475)
 
Provision for credit losses
 
 
(27,784)
 
 
-
 
 
-
 
 
(27,784)
 
Noninterest income
 
 
5,716
 
 
11,737
 
 
6
 
 
17,459
 
Noninterest expense
 
 
(23,676)
 
 
(10,350)
 
 
(6,660)
 
 
(40,686)
 
Net intersegment (expense) income
 
 
(5,359)
 
 
(655)
 
 
6,014
 
 
-
 
(Loss) income before income taxes
 
 
(16,268)
 
 
773
 
 
(640)
 
 
(16,135)
 
Income tax benefit (expense)
 
 
6,556
 
 
(313)
 
 
258
 
 
6,501
 
Net (loss) income
 
$
(9,712)
 
$
460
 
$
(382)
 
$
(9,634)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,036,098
 
$
15,759
 
$
2,267
 
$
1,054,124