CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 15,080	$ 24,211
Interest-bearing deposits with other banks	54,223	68,460
Federal funds sold	4,508	3,552
Cash and cash equivalents	73,811	96,223
Investment securities:
Available for sale, at fair value	212,165	236,108
Held to maturity, at amortized cost - fair value of $4,243 (2015) and $4,694 (2014)	4,191	4,630
Loans	795,114	710,746
Less: allowance for credit losses	(8,316)	(7,695)
Loans, net	786,798	703,051
Premises and equipment, net	16,864	16,275
Goodwill	11,931	11,931
Other intangible assets, net	1,211	1,331
Other real estate owned, net	4,252	3,691
Other assets	23,920	27,162
TOTAL ASSETS	1,135,143	1,100,402
Deposits:
Noninterest-bearing	229,686	193,814
Interest-bearing	745,778	755,190
Total deposits	975,464	949,004
Short-term borrowings	6,672	4,808
Other liabilities	6,040	6,121
TOTAL LIABILITIES	988,176	959,933
STOCKHOLDERS’ EQUITY
Common stock, par value $.01, authorized 35,000,000 shares; shares issued and outstanding-12,631,160 (2015) and 12,618,513 (2014)	126	126
Additional paid in capital	63,815	63,532
Retained earnings	83,097	76,495
Accumulated other comprehensive (loss) income	(71)	316
TOTAL STOCKHOLDERS’ EQUITY	146,967	140,469
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,135,143	$ 1,100,402