CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,945	$ 3,825
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,600	2,700
Depreciation and amortization	1,845	1,725
Discount accretion on debt securities	(83)	(41)
Stock-based compensation expense	235	79
Deferred income tax expense	2,640	1,923
Losses on sales of other real estate owned	47	3
Write-downs of other real estate owned	88	466
Gain on sale of wholesale insurance subsidiary	0	(114)
Net changes in:
Accrued interest receivable	46	(79)
Other assets	(1,120)	(204)
Accrued interest payable	(38)	(26)
Other liabilities	(71)	(985)
Net cash provided by operating activities	10,134	9,272
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	40,573	35,473
Purchases of investment securities available for sale	(24,830)	(111,949)
Proceeds from maturities and principal payments of investment securities held to maturity	432	443
Net change in loans	(68,448)	3,354
Purchases of premises and equipment	(1,362)	(736)
Proceeds from sales of other real estate owned	1,605	734
Proceeds from sale of wholesale insurance subsidiary	0	2,878
Net cash used in investing activities	(52,030)	(69,803)
Net changes in:
Noninterest-bearing deposits	27,131	17,402
Interest-bearing deposits	(16,701)	(10,216)
Short-term borrowings	1,672	615
Common stock dividends paid	(253)	0
Proceeds from issuance of common stock through public offering, net	0	31,279
Net cash provided by financing activities	11,849	39,080
Net decrease in cash and cash equivalents	(30,047)	(21,451)
Cash and cash equivalents at beginning of period	96,223	131,090
Cash and cash equivalents at end of period	66,176	109,639
Supplemental cash flows information:
Interest paid	2,630	3,284
Income taxes paid	368	85
Transfers from loans to other real estate owned	934	2,224
Transfers from loans held for sale to loans	$ 0	$ 3,521