CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 17,401	$ 24,211
Interest-bearing deposits with other banks	41,345	68,460
Federal funds sold	7,430	3,552
Investment securities:
Available for sale, at fair value	220,434	236,108
Held to maturity, at amortized cost - fair value of $4,280 (2015) and $4,694 (2014)	4,192	4,630
Loans	777,062	710,746
Less: allowance for credit losses	(8,098)	(7,695)
Loans, net	768,964	703,051
Premises and equipment, net	16,958	16,275
Goodwill	11,931	11,931
Other intangible assets, net	1,231	1,331
Other real estate owned, net	2,884	3,691
Other assets	25,043	27,162
TOTAL ASSETS	1,117,813	1,100,402
Deposits:
Noninterest-bearing	220,945	193,814
Interest-bearing	738,489	755,190
Total deposits	959,434	949,004
Short-term borrowings	6,480	4,808
Other liabilities	6,012	6,121
TOTAL LIABILITIES	971,926	959,933
STOCKHOLDERS’ EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,630,428 (2015) and 12,618,513 (2014)	126	126
Additional paid in capital	63,767	63,532
Retained earnings	81,187	76,495
Accumulated other comprehensive income	807	316
TOTAL STOCKHOLDERS’ EQUITY	145,887	140,469
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,117,813	$ 1,100,402