CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,036	$ 2,563
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,190	1,925
Depreciation and amortization	1,228	1,126
Discount accretion on debt securities	(47)	(25)
Stock-based compensation expense	193	49
Deferred income tax expense	1,582	1,241
Losses on disposals of premises and equipment	1	0
Losses (gains) on sales of other real estate owned	47	(5)
Write-downs of other real estate owned	81	176
Gain on sale of wholesale insurance subsidiary	0	(114)
Net changes in:
Accrued interest receivable	143	(56)
Other assets	(783)	(182)
Accrued interest payable	(33)	(27)
Other liabilities	(676)	(1,116)
Net cash provided by operating activities	5,962	5,555
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	27,663	26,815
Purchases of investment securities available for sale	(20,773)	(82,395)
Proceeds from maturities and principal payments of investment securities held to maturity	112	108
Net change in loans	(31,750)	1,157
Purchases of premises and equipment	(969)	(255)
Proceeds from sales of other real estate owned	1,562	456
Proceeds from sale of wholesale insurance subsidiary	0	2,878
Net cash used in investing activities	(24,155)	(51,236)
Net changes in:
Noninterest-bearing deposits	9,864	1,041
Interest-bearing deposits	(29,959)	(21,023)
Short-term borrowings	1,821	(2,339)
Proceeds from issuance of common stock through public offering, net	0	31,282
Net cash (used in) provided by financing activities	(18,274)	8,961
Net decrease in cash and cash equivalents	(36,467)	(36,720)
Cash and cash equivalents at beginning of period	96,223	131,090
Cash and cash equivalents at end of period	59,756	94,370
Supplemental cash flows information:
Interest paid	1,798	2,235
Income taxes paid	279	85
Transfers from loans to other real estate owned	497	1,049
Transfers from loans held for sale to loans	$ 0	$ 3,521