CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 20,060	$ 24,211
Interest-bearing deposits with other banks	39,696	68,460
Federal funds sold	0	3,552
Investment securities:
Available for sale, at fair value	228,210	236,108
Held to maturity, at amortized cost - fair value of $4,555 (2015) and $4,694 (2014)	4,513	4,630
Loans	741,030	710,746
Less: allowance for credit losses	(7,917)	(7,695)
Loans, net	733,113	703,051
Premises and equipment, net	16,801	16,275
Goodwill	11,931	11,931
Other intangible assets, net	1,264	1,331
Other real estate owned, net	2,498	3,691
Other assets	26,266	27,162
TOTAL ASSETS	1,084,352	1,100,402
Deposits:
Noninterest-bearing	203,678	193,814
Interest-bearing	725,231	755,190
Total deposits	928,909	949,004
Short-term borrowings	6,629	4,808
Other liabilities	5,412	6,121
TOTAL LIABILITIES	940,950	959,933
STOCKHOLDERS’ EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 12,630,428 (2015) and 12,618,513 (2014)	126	126
Additional paid in capital	63,725	63,532
Retained earnings	79,531	76,495
Accumulated other comprehensive income	20	316
TOTAL STOCKHOLDERS’ EQUITY	143,402	140,469
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,084,352	$ 1,100,402