CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,409	$ 1,258
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	650	975
Depreciation and amortization	621	555
Discount accretion on debt securities	(18)	(12)
Stock-based compensation expense	136	22
Deferred income tax expense	618	699
Losses (gains) on sales of other real estate owned	48	(7)
Write-downs of other real estate owned	27	75
Net changes in:
Accrued interest receivable	59	68
Other assets	(399)	156
Accrued interest payable	(17)	(3)
Other liabilities	(594)	154
Net cash provided by operating activities	2,540	3,940
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	8,697	16,811
Purchases of investment securities available for sale	(11,736)	(22,024)
Proceeds from maturities and principal payments of investment securities held to maturity	112	108
Net change in loans	(11,904)	9,162
Purchases of premises and equipment	(678)	(143)
Proceeds from sales of other real estate owned	644	48
Net cash (used in) provided by investing activities	(14,865)	3,962
CASH FLOWS FROM FINANCING ACTIVITIES:
Noninterest-bearing deposits	7,704	(7,338)
Interest-bearing deposits	(15,934)	3,314
Short-term borrowings	290	(2,070)
Net cash used in financing activities	(7,940)	(6,094)
Net (decrease) increase in cash and cash equivalents	(20,265)	1,808
Cash and cash equivalents at beginning of period	96,223	131,090
Cash and cash equivalents at end of period	75,958	132,898
Supplemental cash flow information:
Interest paid	923	1,136
Income taxes paid	95	2
Transfers from loans to other real estate owned	497	1,010
Transfers from loans held for sale to loans	$ 0	$ 3,521