SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2014

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Selected financial information by business segments is included in the following table.

	Community		Insurance Products		Parent
(Dollars in thousands)	Banking		and Services		Company		Total
2014
Interest income	$	38,202	$	-	$	87	$	38,289
Interest expense		(4,247)		-		-		(4,247)
Provision for credit losses		(3,350)		-		-		(3,350)
Noninterest income		6,482		10,305		(6)		16,781
Noninterest expense		(22,776)		(8,527)		(8,058)		(39,361)
Net intersegment (expense) income		(7,010)		(680)		7,690		-
(Loss) income before income taxes		7,301		1,098		(287)		8,112
Income tax benefit (expense)		(2,755)		(414)		108		(3,061)
Net (loss) income	$	4,546	$	684	$	(179)	$	5,051
Total assets	$	1,074,638	$	10,824	$	14,940	$	1,100,402
2013
Interest income	$	41,310	$	41	$	-	$	41,351
Interest expense		(6,475)		-		-		(6,475)
Provision for credit losses		(27,784)		-		-		(27,784)
Noninterest income		5,716		11,737		6		17,459
Noninterest expense		(23,676)		(10,350)		(6,660)		(40,686)
Net intersegment (expense) income		(5,359)		(655)		6,014		-
(Loss) income before income taxes		(16,268)		773		(640)		(16,135)
Income tax benefit (expense)		6,556		(313)		258		6,501
Net (loss) income	$	(9,712)	$	460	$	(382)	$	(9,634)
Total assets	$	1,036,098	$	15,759	$	2,267	$	1,054,124
2012
Interest income	$	45,822	$	79	$	-	$	45,901
Interest expense		(10,546)		-		(16)		(10,562)
Provision for credit losses		(27,745)		-		-		(27,745)
Noninterest income		5,197		10,422		139		15,758
Noninterest expense		(23,702)		(9,820)		(6,033)		(39,555)
Net intersegment (expense) income		(4,993)		(503)		5,496		-
(Loss) income before income taxes		(15,967)		178		(414)		(16,203)
Income tax benefit (expense)		6,467		(70)		168		6,565
Net (loss) income	$	(9,500)	$	108	$	(246)	$	(9,638)
Total assets	$	1,166,468	$	16,809	$	2,530	$	1,185,807