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QUARTERLY FINANCIAL RESULTS (unaudited) (Tables)
 12 Months Ended
Dec. 31, 2014
Quarterly Financial Information Disclosure [Abstract]  
Schedule of Quarterly Financial Information [Table Text Block]
The following table provides a summary of selected consolidated quarterly financial data for the two years ended December 31, 2014.
 
(In thousands, except per share data)
 
First
Quarter
 
Second
Quarter
 
Third
Quarter
 
Fourth
Quarter
 
2014
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
9,455
 
$
9,523
 
$
9,686
 
$
9,625
 
Net interest income
 
 
8,323
 
 
8,447
 
 
8,636
 
 
8,636
 
Provision for credit losses
 
 
975
 
 
950
 
 
775
 
 
650
 
Income (loss) before income taxes
 
 
2,021
 
 
2,108
 
 
2,036
 
 
1,947
 
Net income (loss)
 
 
1,258
 
 
1,305
 
 
1,262
 
 
1,226
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Basic earnings (loss) per common share
 
$
0.15
 
$
0.13
 
$
0.10
 
$
0.10
 
Diluted earnings (loss) per common share
 
$
0.15
 
$
0.13
 
$
0.10
 
$
0.10
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
10,607
 
$
10,755
 
$
10,182
 
$
9,807
 
Net interest income
 
 
8,477
 
 
9,001
 
 
8,828
 
 
8,570
 
Provision for credit losses
 
 
2,150
 
 
2,700
 
 
22,460
 
 
474
 
(Loss) income before income taxes
 
 
326
 
 
504
 
 
(18,808)
 
 
1,843
 
Net (loss) income
 
 
222
 
 
361
 
 
(11,392)
 
 
1,175
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Basic (loss) earnings per common share
 
$
0.03
 
$
0.04
 
$
(1.35)
 
$
0.14
 
Diluted (loss) earnings per common share
 
$
0.03
 
$
0.04
 
$
(1.35)
 
$
0.14
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
11,856
 
$
11,692
 
$
11,393
 
$
10,960
 
Net interest income
 
 
9,195
 
 
9,033
 
 
8,730
 
 
8,381
 
Provision for credit losses
 
 
8,370
 
 
3,525
 
 
6,200
 
 
9,650
 
(Loss) income before income taxes
 
 
(5,099)
 
 
422
 
 
(3,178)
 
 
(8,348)
 
Net (loss) income
 
 
(3,036)
 
 
293
 
 
(1,821)
 
 
(5,074)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Basic (loss) earnings per common share
 
$
(0.36)
 
$
0.03
 
$
(0.22)
 
$
(0.60)
 
Diluted (loss) earnings per common share
 
$
(0.36)
 
$
0.03
 
$
(0.22)
 
$
(0.60)