FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)

12 Months Ended

Dec. 31, 2014

Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]

Schedule of Commitments Outstanding [Table Text Block]

The following table provides information on commitments outstanding as of December 31, 2014 and 2013.

(Dollars in thousands)	2014		2013
Commitments to extend credit	$	127,080	$	116,596
Letters of credit		7,347		10,477
Total	$	134,427	$	127,073