SHORT-TERM BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2014

Debt Disclosure [Abstract]

Schedule of Short-term Debt [Table Text Block]

The following table summarizes certain information on short-term borrowings for the years ended December 31, 2014 and 2013.

	2014					2013
(Dollars in thousands)	Amount		Rate			Amount		Rate
Average for the Year
Retail repurchase agreements	$	8,061		0.22	%	$	10,980		0.24	%
At Year End
Retail repurchase agreements	$	4,808		0.23	%	$	10,140		0.23	%