CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
INTEREST INCOME
Interest and fees on loans	$ 35,140	$ 39,058	$ 42,698
Interest and dividends on investment securities:
Taxable	2,957	2,072	2,815
Tax-exempt	12	17	104
Interest on federal funds sold	1	4	10
Interest on deposits with other banks	179	200	274
Total interest income	38,289	41,351	45,901
INTEREST EXPENSE
Interest on deposits	4,229	6,448	10,501
Interest on short-term borrowings	18	27	45
Interest on long-term debt	0	0	16
Total interest expense	4,247	6,475	10,562
NET INTEREST INCOME	34,042	34,876	35,339
Provision for credit losses	3,350	27,784	27,745
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	30,692	7,092	7,594
NONINTEREST INCOME
Service charges on deposit accounts	2,407	2,371	2,551
Trust and investment fee income	1,860	1,613	1,644
Gains on sales of investment securities	23	913	278
Insurance agency commissions income	9,525	10,647	9,814
Loss on termination of cash flow hedge	0	(1,306)	(1,339)
Other noninterest income	2,966	3,221	2,810
Total noninterest income	16,781	17,459	15,758
NONINTEREST EXPENSE
Salaries and wages	17,600	17,346	17,418
Employee benefits	4,092	4,094	3,994
Occupancy expense	2,339	2,344	2,559
Furniture and equipment expense	975	1,020	963
Data processing	3,006	2,900	2,717
Directors’ fees	474	354	474
Amortization of other intangible assets	201	296	392
Insurance agency commissions expense	906	1,798	1,391
FDIC insurance premium expense	1,636	1,813	1,380
Write-downs of other real estate owned	658	1,318	1,328
Other noninterest expenses	7,474	7,403	6,939
Total noninterest expense	39,361	40,686	39,555
INCOME (LOSS) BEFORE INCOME TAXES	8,112	(16,135)	(16,203)
Income tax expense (benefit)	3,061	(6,501)	(6,565)
NET INCOME (LOSS)	$ 5,051	$ (9,634)	$ (9,638)
Basic income (loss) per common share (in dollars per share)	$ 0.46	$ (1.14)	$ (1.14)
Diluted income (loss) per common share (in dollars per share)	$ 0.46	$ (1.14)	$ (1.14)
Cash dividends paid per common share (in dollars per share)	$ 0	$ 0	$ 0.01