PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2014

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment [Table Text Block]

The following table provides information on premises and equipment at December 31, 2014 and 2013.

(Dollars in thousands)	2014		2013
Land	$	5,818	$	5,818
Buildings and land improvements		13,537		13,459
Furniture and equipment		9,273		7,650
		28,628		26,927
Accumulated depreciation		(12,353)		(11,729)
Total	$	16,275	$	15,198

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]

Future minimum annual rental payments are approximately as follows:

(Dollars in thousands)
2015	$	625
2016		474
2017		352
2018		327
2019		331
Thereafter		889
Total minimum lease payments	$	2,998