QUARTERLY FINANCIAL RESULTS (unaudited) (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended												12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Quarterly Financial Information Disclosure [Line Items]
Interest income	$ 9,625	$ 9,686	$ 9,523	$ 9,455	$ 9,807	$ 10,182	$ 10,755	$ 10,607	$ 10,960	$ 11,393	$ 11,692	$ 11,856	$ 38,289	$ 41,351	$ 45,901
Net interest income	8,636	8,636	8,447	8,323	8,570	8,828	9,001	8,477	8,381	8,730	9,033	9,195	34,042	34,876	35,339
Provision for credit losses	650	775	950	975	474	22,460	2,700	2,150	9,650	6,200	3,525	8,370	3,350	27,784	27,745
Income (loss) before income taxes	1,947	2,036	2,108	2,021	1,843	(18,808)	504	326	(8,348)	(3,178)	422	(5,099)	8,112	(16,135)	(16,203)
Net income (loss)	$ 1,226	$ 1,262	$ 1,305	$ 1,258	$ 1,175	$ (11,392)	$ 361	$ 222	$ (5,074)	$ (1,821)	$ 293	$ (3,036)	$ 5,051	$ (9,634)	$ (9,638)
Basic earnings (loss) per common share	$ 0.10	$ 0.10	$ 0.13	$ 0.15	$ 0.14	$ (1.35)	$ 0.04	$ 0.03	$ (0.60)	$ (0.22)	$ 0.03	$ (0.36)	$ 0.46	$ (1.14)	$ (1.14)
Diluted earnings (loss) per common share	$ 0.10	$ 0.10	$ 0.13	$ 0.15	$ 0.14	$ (1.35)	$ 0.04	$ 0.03	$ (0.60)	$ (0.22)	$ 0.03	$ (0.36)	$ 0.46	$ (1.14)	$ (1.14)