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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 22,668 $ 21,238
Interest-bearing deposits with other banks 109,831 109,384
Federal funds sold 399 468
Investment securities:    
Available for sale, at fair value 152,247 147,101
Held to maturity, at amortized cost - fair value of $5,004 (2014) and $5,062 (2013) 5,074 5,185
Loans held for sale 0 3,521
Loans 703,637 711,919
Less: allowance for credit losses (10,069) (10,725)
Loans, net 693,568 701,194
Premises and equipment, net 15,108 15,198
Goodwill 12,454 12,454
Other intangible assets, net 3,446 3,520
Other real estate owned, net 4,672 3,779
Other assets 30,047 31,082
TOTAL ASSETS 1,049,514 1,054,124
Deposits:    
Noninterest-bearing 165,459 172,797
Interest-bearing 763,985 760,671
Total deposits 929,444 933,468
Short-term borrowings 8,070 10,140
Other liabilities 7,368 7,217
TOTAL LIABILITIES 944,882 950,825
STOCKHOLDERS’ EQUITY    
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 8,471,289 (2014) and (2013) 85 85
Additional paid in capital 32,229 32,207
Retained earnings 72,702 71,444
Accumulated other comprehensive loss (384) (437)
TOTAL STOCKHOLDERS’ EQUITY 104,632 103,299
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 1,049,514 $ 1,054,124