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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net loss $ (9,634) $ (9,638) $ (897)
Adjustments to reconcile net loss to net cash provided by operating activities:      
Provision for credit losses 27,784 27,745 19,470
Goodwill and other intangible assets impairment 0 0 1,344
Depreciation and amortization 2,392 2,648 2,341
Discount accretion on debt securities (43) (70) (156)
Stock-based compensation expense 78 209 338
Excess tax benefit from stock-based arrangements (26) (106) (45)
Deferred income tax benefit (6,132) (4,768) (1,550)
Gains on sales of investment securities (913) (278) (563)
(Gains) losses on disposals of premises and equipment 0 (192) 36
Losses on sales and write-downs of other real estate owned 1,669 2,015 1,222
Loss on termination of cash flow hedge 1,306 1,339 0
Net changes in:      
Accrued interest receivable 235 1,137 1,127
Other assets 4,703 1,351 1,813
Accrued interest payable (114) (230) (291)
Other liabilities (1,458) 224 (2,265)
Net cash provided by operating activities 19,847 21,386 21,924
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from maturities and principal payments of investment securities available for sale 38,512 47,854 53,343
Proceeds from sales of investment securities available for sale 40,351 6,275 20,825
Purchases of investment securities available for sale (87,243) (69,491) (104,305)
Proceeds from maturities and principal payments of investment securities held to maturity 439 3,810 226
Net change in loans 12,957 23,896 24,233
Proceeds from sale of loans 20,565 0 0
Purchases of premises and equipment (545) (2,202) (1,216)
Proceeds from sales of premises and equipment 4 317 4
Proceeds from sales of other real estate owned 5,325 5,742 3,807
Return of investment (investment in) unconsolidated subsidiary 85 0 (25)
Net cash provided by (used in) investing activities 30,450 16,201 (3,108)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Noninterest-bearing deposits 18,805 20,191 9,613
Interest-bearing deposits (134,610) 19,163 20,790
Short-term borrowings (3,621) (4,056) 1,776
Excess tax benefit from stock-based arrangements 26 106 45
Repayment of long-term debt 0 (455) (477)
Repurchase of warrant 0 0 (25)
Common stock dividends paid 0 (85) (760)
Net cash (used in) provided by financing activities (119,400) 34,864 30,962
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (69,103) 72,451 49,778
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 200,193 127,742 77,964
Supplemental cash flow information:      
Interest paid 6,589 10,792 11,379
Income taxes paid 265 163 2,062
Transfers from loans to other real estate owned 3,071 6,031 10,712
Transfers from loans to loans held for sale 23,635 0 0
CASH AND CASH EQUIVALENTS AT END OF YEAR $ 131,090 $ 200,193 $ 127,742