SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2013

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Selected financial information by business segments is included in the following table.

	Community		Insurance Products		Parent
(Dollars in thousands)	Banking		and Services		Company		Total
2013
Interest income	$	41,310	$	41	$	-	$	41,351
Interest expense		(6,475)		-		-		(6,475)
Provision for credit losses		(27,784)		-		-		(27,784)
Noninterest income		5,716		11,737		6		17,459
Noninterest expense		(23,676)		(10,350)		(6,660)		(40,686)
Net intersegment (expense) income		(5,359)		(655)		6,014		-
(Loss) income before income taxes		(16,268)		773		(640)		(16,135)
Income tax benefit (expense)		6,556		(313)		258		6,501
Net (loss) income	$	(9,712)	$	460	$	(382)	$	(9,634)
Total assets	$	1,036,098	$	15,759	$	2,267	$	1,054,124
2012
Interest income	$	45,822	$	79	$	-	$	45,901
Interest expense		(10,546)		-		(16)		(10,562)
Provision for credit losses		(27,745)		-		-		(27,745)
Noninterest income		5,197		10,422		139		15,758
Noninterest expense		(23,702)		(9,820)		(6,033)		(39,555)
Net intersegment (expense) income		(4,993)		(503)		5,496		-
(Loss) income before income taxes		(15,967)		178		(414)		(16,203)
Income tax benefit (expense)		6,467		(70)		168		6,565
Net (loss) income	$	(9,500)	$	108	$	(246)	$	(9,638)
Total assets	$	1,166,468	$	16,809	$	2,530	$	1,185,807
2011
Interest income	$	50,721	$	131	$	-	$	50,852
Interest expense		(11,051)		-		(37)		(11,088)
Provision for credit losses		(19,470)		-		-		(19,470)
Noninterest income		7,269		9,881		168		17,318
Noninterest expense		(22,738)		(10,766)		(5,663)		(39,167)
Net intersegment (expense) income		(5,148)		(455)		5,603		-
(Loss) income before income taxes		(417)		(1,209)		71		(1,555)
Income tax benefit (expense)		176		512		(30)		658
Net (loss) income	$	(241)	$	(697)	$	41	$	(897)
Total assets	$	1,138,576	$	17,354	$	2,263	$	1,158,193