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QUARTERLY FINANCIAL RESULTS (unaudited) (Tables)
 12 Months Ended
Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]  
Schedule of Quarterly Financial Information [Table Text Block]
The following table provides a summary of selected consolidated quarterly financial data for the two years ended December 31, 2013.
 
 
 
First
 
Second
 
Third
 
Fourth
 
(In thousands, except per share data)
 
Quarter
 
Quarter
 
Quarter
 
Quarter
 
2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
10,607
 
$
10,755
 
$
10,182
 
$
9,807
 
Net interest income
 
 
8,477
 
 
9,001
 
 
8,828
 
 
8,570
 
Provision for credit losses
 
 
2,150
 
 
2,700
 
 
22,460
 
 
474
 
Income (loss) before income taxes
 
 
326
 
 
504
 
 
(18,808)
 
 
1,843
 
Net income (loss)
 
 
222
 
 
361
 
 
(11,392)
 
 
1,175
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Basic earnings (loss) per common share
 
$
0.03
 
$
0.04
 
$
(1.35)
 
$
0.14
 
Diluted earnings (loss) per common share
 
$
0.03
 
$
0.04
 
$
(1.35)
 
$
0.14
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
11,856
 
$
11,692
 
$
11,393
 
$
10,960
 
Net interest income
 
 
9,195
 
 
9,033
 
 
8,730
 
 
8,381
 
Provision for credit losses
 
 
8,370
 
 
3,525
 
 
6,200
 
 
9,650
 
(Loss) income before income taxes
 
 
(5,099)
 
 
422
 
 
(3,178)
 
 
(8,348)
 
Net (loss) income
 
 
(3,036)
 
 
293
 
 
(1,821)
 
 
(5,074)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Basic (loss) earnings per common share
 
$
(0.36)
 
$
0.03
 
$
(0.22)
 
$
(0.60)
 
Diluted (loss) earnings per common share
 
$
(0.36)
 
$
0.03
 
$
(0.22)
 
$
(0.60)