SHORT-TERM BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2013

Debt Disclosure [Abstract]

Schedule of Short-term Debt [Table Text Block]

The following table summarizes certain information on short-term borrowings for the years ended December 31, 2013 and 2012.

	2013				2012
(Dollars in thousands)	Amount		Rate		Amount		Rate
Average for the Year
Retail repurchase agreements	$	10,980	0.24	%	$	14,976	0.30	%
At Year End
Retail repurchase agreements	$	10,140	0.23	%	$	13,761	0.26	%