CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME
Interest and fees on loans	$ 39,058	$ 42,698	$ 47,549
Interest and dividends on investment securities:
Taxable	2,072	2,815	3,031
Tax-exempt	17	104	154
Interest on federal funds sold	4	10	25
Interest on deposits with other banks	200	274	93
Total interest income	41,351	45,901	50,852
INTEREST EXPENSE
Interest on deposits	6,448	10,501	10,995
Interest on short-term borrowings	27	45	56
Interest on long-term debt	0	16	37
Total interest expense	6,475	10,562	11,088
NET INTEREST INCOME	34,876	35,339	39,764
Provision for credit losses	27,784	27,745	19,470
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	7,092	7,594	20,294
NONINTEREST INCOME
Service charges on deposit accounts	2,371	2,551	2,845
Trust and investment fee income	1,613	1,644	1,563
Gains on sales of investment securities	913	278	563
Insurance agency commissions income	10,647	9,814	9,358
Loss on termination of cash flow hedge	(1,306)	(1,339)	0
Other noninterest income	3,221	2,810	2,989
Total noninterest income	17,459	15,758	17,318
NONINTEREST EXPENSE
Salaries and wages	17,346	17,418	16,825
Employee benefits	4,094	3,994	3,840
Occupancy expense	2,344	2,559	2,312
Furniture and equipment expense	1,020	963	1,059
Data processing	2,900	2,717	2,852
Directors’ fees	354	474	500
Goodwill and other intangible assets impairment	0	0	1,344
Amortization of other intangible assets	296	392	512
Insurance agency commissions expense	1,798	1,391	1,267
FDIC insurance premium expense	1,813	1,380	1,298
Write-downs of other real estate owned	1,318	1,328	1,051
Other noninterest expenses	7,403	6,939	6,307
Total noninterest expense	40,686	39,555	39,167
LOSS BEFORE INCOME TAX BENEFIT	(16,135)	(16,203)	(1,555)
Income tax benefit	(6,501)	(6,565)	(658)
NET LOSS	$ (9,634)	$ (9,638)	$ (897)
Basic loss per common share (in dollars per share)	$ (1.14)	$ (1.14)	$ (0.11)
Diluted loss per common share (in dollars per share)	$ (1.14)	$ (1.14)	$ (0.11)
Cash dividends paid per common share (in dollars per share)	$ 0	$ 0.01	$ 0.09