QUARTERLY FINANCIAL RESULTS (unaudited) (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Quarterly Financial Information Disclosure [Line Items]
Interest income	$ 9,807	$ 10,182	$ 10,755	$ 10,607	$ 10,960	$ 11,393	$ 11,692	$ 11,856	$ 41,351	$ 45,901	$ 50,852
Net interest income	8,570	8,828	9,001	8,477	8,381	8,730	9,033	9,195	34,876	35,339	39,764
Provision for credit losses	474	22,460	2,700	2,150	9,650	6,200	3,525	8,370	27,784	27,745	19,470
Income (loss) before income taxes	1,843	(18,808)	504	326	(8,348)	(3,178)	422	(5,099)	(16,135)	(16,203)	(1,555)
Net income (loss)	$ 1,175	$ (11,392)	$ 361	$ 222	$ (5,074)	$ (1,821)	$ 293	$ (3,036)	$ (9,634)	$ (9,638)	$ (897)
Basic earnings (loss) per common share (in dollars per share)	$ 0.14	$ (1.35)	$ 0.04	$ 0.03	$ (0.60)	$ (0.22)	$ 0.03	$ (0.36)	$ (1.14)	$ (1.14)	$ (0.11)
Diluted earnings (loss) per common share (in dollars per share)	$ 0.14	$ (1.35)	$ 0.04	$ 0.03	$ (0.60)	$ (0.22)	$ 0.03	$ (0.36)	$ (1.14)	$ (1.14)	$ (0.11)