CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME
Interest and fees on loans	$ 9,767	$ 10,604	$ 29,816	$ 32,505
Interest and dividends on investment securities:
Taxable	357	685	1,568	2,149
Tax-exempt	5	22	14	92
Interest on federal funds sold	0	3	3	7
Interest on deposits with other banks	53	79	143	188
Total interest income	10,182	11,393	31,544	34,941
INTEREST EXPENSE
Interest on deposits	1,348	2,647	5,218	7,931
Interest on short-term borrowings	6	10	20	36
Interest on long-term debt	0	6	0	16
Total interest expense	1,354	2,663	5,238	7,983
NET INTEREST INCOME	8,828	8,730	26,306	26,958
Provision for credit losses	22,460	6,200	27,310	18,095
NET INTEREST (EXPENSE) INCOME AFTER PROVISION FOR CREDIT LOSSES	(13,632)	2,530	(1,004)	8,863
NONINTEREST INCOME
Service charges on deposit accounts	600	628	1,772	1,898
Trust and investment fee income	401	410	1,184	1,279
Gains on sales of investment securities	0	278	913	278
Insurance agency commissions	2,724	2,427	8,170	7,522
Loss on termination of cash flow hedge	0	0	(1,306)	0
Other noninterest income	1,067	258	2,511	2,175
Total noninterest income	4,792	4,001	13,244	13,152
NONINTEREST EXPENSE
Salaries and wages	4,420	4,386	13,010	13,178
Employee benefits	971	945	3,111	3,071
Occupancy expense	566	625	1,775	1,950
Furniture and equipment expense	275	265	768	728
Data processing	718	703	2,127	2,063
Directors' fees	86	131	262	367
Amortization of other intangible assets	74	96	222	318
Insurance agency commissions expense	409	275	1,328	1,004
FDIC insurance premium expense	467	376	1,200	993
Write-downs of other real estate owned	219	224	947	1,077
Other noninterest expenses	1,763	1,683	5,468	5,121
Total noninterest expense	9,968	9,709	30,218	29,870
LOSS BEFORE INCOME TAX BENEFIT	(18,808)	(3,178)	(17,978)	(7,855)
Income tax benefit	(7,416)	(1,357)	(7,169)	(3,291)
NET LOSS	$ (11,392)	$ (1,821)	$ (10,809)	$ (4,564)
Basic net loss per common share (in dollars per share)	$ (1.35)	$ (0.22)	$ (1.28)	$ (0.54)
Diluted net loss per common share (in dollars per share)	$ (1.35)	$ (0.22)	$ (1.28)	$ (0.54)
Dividends paid per common share (in dollars per share)	$ 0	$ 0	$ 0	$ 0.01