CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 26,133	$ 26,579
Interest-bearing deposits with other banks	79,165	164,864
Federal funds sold	1,624	8,750
Investment securities:
Available for sale, at fair value	135,862	145,508
Held to maturity, at amortized cost - fair value of $2,471 (2013) and $2,884 (2012)	2,357	2,657
Loans held for sale	23,635	0
Loans	718,627	785,082
Less: allowance for credit losses	(11,301)	(15,991)
Loans, net	707,326	769,091
Premises and equipment, net	15,175	15,593
Goodwill	12,454	12,454
Other intangible assets, net	3,594	3,816
Other real estate owned, net	5,776	7,659
Other assets	38,283	28,836
TOTAL ASSETS	1,051,384	1,185,807
LIABILITIES
Noninterest-bearing	166,225	153,992
Interest-bearing	764,188	895,281
Total deposits	930,413	1,049,273
Short-term borrowings	11,468	13,761
Other liabilities	7,502	8,747
TOTAL LIABILITIES	949,383	1,071,781
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 8,461,289 (2013) and 8,457,359 (2012)	85	85
Additional paid in capital	32,187	32,155
Retained earnings	70,269	81,078
Accumulated other comprehensive (loss) income	(540)	708
TOTAL STOCKHOLDERS' EQUITY	102,001	114,026
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,051,384	$ 1,185,807