INCOME TAXES (Details 1)	12 Months Ended
Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Tax at federal statutory rate	34.00%	34.00%	34.00%
Tax effect of:
Tax-exempt income	0.60%	8.80%	7.60%
Non-deductible goodwill impairment charges	0.00%	(6.00%)	(24.30%)
Other non-deductible expenses	(0.20%)	(2.10%)	(1.30%)
State income taxes, net of federal benefit	5.90%	3.60%	2.40%
Other	0.20%	4.00%	4.40%
Actual income tax expense rate	40.50%	42.30%	22.80%

A ratio calculated by dividing the reported amount of income tax expense attributable to continuing operations for the period by GAAP-basis pretax income from continuing operations.

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-Publisher FASB

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The domestic federal statutory tax rate applicable under enacted tax laws to the Company's pretax income from continuing operations for the period. The "statutory" tax rate is the regular tax rate if there are alternative tax systems.

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-Publisher FASB

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-Number 109

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to nondeductible impairment losses under enacted tax laws.

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The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to nondeductible expenses under enacted tax laws, or differences in the methodologies used to determine expense amounts for financial statements prepared in accordance with generally accepted accounting principles, not otherwise listed in the existing taxonomy.

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The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to all other items not otherwise listed in the existing taxonomy.

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The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate that can be explained by the state and local income tax expense or benefit, net of the federal tax benefit (expense) thereon, recorded during the period.

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The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to income that is exempt from income taxes under enacted tax laws.

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