SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2012

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Selected financial information by business segments is included in the following table.

	Community			Insurance Products			Parent
(Dollars in thousands)	Banking			and Services			Company			Total
2012
Interest income	$	45,822		$	79		$	-		$	45,901
Interest expense		(10,546	)		-			(16)			(10,562	)
Provision for credit losses		(27,745	)		-			-			(27,745	)
Noninterest income		5,197			10,422			139			15,758
Noninterest expense		(23,702	)		(9,820	)		(6,033	)		(39,555	)
Net intersegment (expense) income		(4,993	)		(503	)		5,496			-
(Loss) income before income taxes		(15,967	)		178			(414	)		(16,203	)
Income tax benefit (expense)		6,467			(70	)		168			6,565
Net (loss) income	$	(9,500	)	$	108		$	(246	)	$	(9,638	)
Total assets	$	1,166,468		$	16,809		$	2,530		$	1,185,807
2011
Interest income	$	50,721		$	131		$	-		$	50,852
Interest expense		(11,051	)		-			(37	)		(11,088	)
Provision for credit losses		(19,470	)		-			-			(19,470	)
Noninterest income		7,269			9,881			168			17,318
Noninterest expense		(22,738	)		(10,766	)		(5,663	)		(39,167	)
Net intersegment (expense) income		(5,148	)		(455	)		5,603			-
(Loss) income before income taxes		(417	)		(1,209	)		71			(1,555	)
Income tax benefit (expense)		176			512			(30	)		658
Net (loss) income	$	(241	)	$	(697	)	$	41		$	(897	)
Total assets	$	1,138,576		$	17,354		$	2,263		$	1,158,193
2010
Interest income	$	55,293		$	168		$	-		$	55,461
Interest expense		(12,752	)		-			(70	)		(12,822	)
Provision for credit losses		(21,119	)		-			-			(21,119	)
Noninterest income		7,308			10,739			(6)			18,041
Noninterest expense		(24,328	)		(11,410	)		(5,982	)		(41,720	)
Net intersegment (expense) income		(5,418	)		(521	)		5,939			-
Loss before income tax benefit		(1,016	)		(1,024	)		(119	)		(2,159	)
Income tax benefit		232			233			27			492
Net loss	$	(784	)	$	(791	)	$	(92	)	$	(1,667	)
Total assets	$	1,108,712		$	18,759		$	2,840		$	1,130,311