FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)

12 Months Ended

Dec. 31, 2012

Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]

Schedule of Commitments Outstanding [Table Text Block]

The following table provides information on commitments outstanding as of December 31, 2012 and 2011.

(Dollars in thousands)	2012		2011
Commitments to extend credit	$	141,518	$	136,222
Letters of credit		12,817		11,311
Total	$	154,335	$	147,533