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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2012
Regulatory Capital Requirements [Abstract]  
Schedule of Capital Amounts and Ratios [Table Text Block]

The following tables present the capital amounts and ratios for Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2012 and 2011.

 

 

 

December 31, 2012

(Dollars in thousands)

  Tier 1
Capital
    Total
Risk-
Based
Capital
    Net
Risk-
Weighted
Assets
    Adjusted
Average
Total Assets
    Tier 1
Risk-Based
Capital
Ratio
    Total
Risk-Based
Capital
Ratio
    Tier 1
Leverage
Ratio
 
Company   $ 97,049     $ 107,208     $ 805,108     $ 1,166,865       12.05 %     13.32 %     8.32 %
Talbot Bank     53,496       59,847       501,612       713,472       10.66       11.93       7.50  
CNB     41,976       45,780       303,627       450,109       13.82       15.08       9.33  
                                                         

 

December 31, 2011
(Dollars in thousands)
  Tier 1
Capital
    Total
Risk-
Based
Capital
    Net
Risk-
Weighted
Assets
    Adjusted
Average
Total Assets
    Tier 1
Risk-Based
Capital
Ratio
    Total
Risk-Based
Capital
Ratio
    Tier 1
Leverage
Ratio
 
Company   $ 106,276     $ 116,917     $ 846,936     $ 1,143,990       12.55 %     13.80 %     9.29 %
Talbot Bank     63,667       70,604       551,202       706,984       11.55       12.81       9.01  
CNB     41,542       45,246       295,232       431,968       14.07       15.33       9.62