STOCK-BASED COMPENSATION (Tables)

12 Months Ended

Dec. 31, 2012

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Schedule of Share-based Compensation [Table Text Block]

The following tables provide information on stock-based compensation expense for 2012, 2011 and 2010.

(Dollars in thousands)	2012		2011		2010
Stock-based compensation expense	$	209	$	338	$	390
Excess tax expense related to stock-based compensation		106		45		20

	December 31,
(Dollars in thousands)	2012		2011		2010
Unrecognized stock-based compensation expense	$	143	$	167	$	424
Weighted average period unrecognized expense is expected to be recognized		2.1 years		8.5 months		1.7 years

Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]

The following table summarizes restricted stock award activity for the Company under the 2006 Equity Plan for the two years ended December 31, 2012.

	Year Ended December 31, 2012					Year Ended December 31, 2011
	Number			Weighted Average Grant Date		Number			Weighted Average Grant Date
	of Shares			Fair Value		of Shares			Fair Value
Nonvested at beginning of year		45,779		$	13.20		44,127		$	16.76
Granted		-			-		13,923			6.99
Vested		(39,231	)		12.92		(12,271	)		18.95
Cancelled		-			-		-			-
Nonvested at end of year		6,548		$	14.89		45,779		$	13.20

Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]

The following table summarizes stock option activity for the Company under the 2006 Equity Plan for the year ended December 31, 2012. There were no stock options outstanding or stock option activity under the 2006 Equity Plan during 2011.

	Year Ended December 31, 2012
	Number		Weighted Average		Aggregate		Weighted Average Grant Date
	of shares		Exercise Price		Intrinsic Value		Fair Value
Outstanding at beginning of year		-	$	-			$	-
Granted		54,216		6.64				3.44
Exercised		-		-				-
Expired/Cancelled		-		-				-
Outstanding at end of year		54,216	$	6.64	$	-	$	3.44
Exercisable at end of year		-	$	-	$	-	$	-

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]

The following weighted average assumptions were used as inputs to the Black-Scholes valuation model for options granted in 2012.

Dividend yield	0.60%
Expected volatility	58.65%
Risk-free interest rate	1.69%
Expected contract life (in years)	5.83