SHORT-TERM BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2012

Debt Disclosure [Abstract]

Schedule of Short-term Debt [Table Text Block]

The following table summarizes certain information for short-term borrowings for the years ended December 31, 2012 and 2011.

	2012					2011
(Dollars in thousands)	Amount		Rate			Amount		Rate
Average for the Year
Retail repurchase agreements	$	14,976		0.30	%	$	15,319		0.37	%
At Year End
Retail repurchase agreements	$	13,761		0.26	%	$	17,817		0.34	%