CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
INTEREST INCOME
Interest and fees on loans	$ 42,698	$ 47,549	$ 51,962
Interest and dividends on investment securities:
Taxable	2,815	3,031	3,209
Tax-exempt	104	154	212
Interest on federal funds sold	10	25	60
Interest on deposits with other banks	274	93	18
Total interest income	45,901	50,852	55,461
INTEREST EXPENSE
Interest on deposits	10,501	10,995	12,681
Interest on short-term borrowings	45	56	83
Interest on long-term debt	16	37	58
Total interest expense	10,562	11,088	12,822
NET INTEREST INCOME	35,339	39,764	42,639
Provision for credit losses	27,745	19,470	21,119
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	7,594	20,294	21,520
NONINTEREST INCOME
Service charges on deposit accounts	2,551	2,845	3,257
Trust and investment fee income	1,644	1,563	1,503
Gains on sales of investment securities	278	563	0
Insurance agency commissions income	9,814	9,358	10,113
Loss on termination of cash flow hedge	(1,339)	0	0
Other noninterest income	2,810	2,989	3,168
Total noninterest income	15,758	17,318	18,041
NONINTEREST EXPENSE
Salaries and wages	17,418	16,825	17,477
Employee benefits	3,994	3,840	3,829
Occupancy expense	2,559	2,312	2,328
Furniture and equipment expense	963	1,059	1,200
Data processing	2,717	2,852	2,607
Directors' fees	474	500	412
Goodwill and other intangible assets impairment	0	1,344	3,051
Amortization of other intangible assets	392	512	515
Insurance agency commissions expense	1,391	1,267	1,569
FDIC insurance premium expense	1,380	1,298	1,834
Write-downs of other real estate owned	1,328	1,051	657
Other noninterest expenses	6,939	6,307	6,241
Total noninterest expense	39,555	39,167	41,720
LOSS BEFORE INCOME TAX BENEFIT	(16,203)	(1,555)	(2,159)
Income tax benefit	(6,565)	(658)	(492)
NET LOSS	$ (9,638)	$ (897)	$ (1,667)
Basic loss per common share (in dollars per share)	$ (1.14)	$ (0.11)	$ (0.20)
Diluted loss per common share (in dollars per share)	$ (1.14)	$ (0.11)	$ (0.20)
Cash dividends paid per common share (in dollars per share)	$ 0.01	$ 0.09	$ 0.24