INVESTMENT SECURITIES (Tables)

12 Months Ended

Dec. 31, 2012

Investments, Debt and Equity Securities [Abstract]

Schedule of Available-for-sale Securities Reconciliation [Table Text Block]

The following table provides information on the amortized cost and estimated fair values of investment securities.

			Gross		Gross		Estimated
	Amortized		Unrealized		Unrealized		Fair
(Dollars in thousands)	Cost		Gains		Losses		Value
Available-for-sale securities:
December 31, 2012:
Obligations of U.S. Government agencies and corporations	$	35,213	$	903	$	9	$	36,107
Mortgage-backed securities		106,524		2,464		208		108,780
Equity securities		596		25		-		621
Total	$	142,333	$	3,392	$	217	$	145,508
December 31, 2011:
Obligations of U.S. Government agencies and corporations	$	41,360	$	803	$	15	$	42,148
Mortgage-backed securities		85,545		1,587		99		87,033
Equity securities		577		22		-		599
Total	$	127,482	$	2,412	$	114	$	129,780
Held-to-maturity securities:
December 31, 2012:
Obligations of states and political subdivisions	$	2,657	$	227	$	-	$	2,884
December 31, 2011:
Obligations of states and political subdivisions	$	6,480	$	252	$	-	$	6,732

Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]

The following table provides information about gross unrealized losses and fair value by length of time that the individual available-for-sale securities have been in a continuous unrealized loss position at December 31, 2012.

	Less than 12 Months				More than 12 Months				Total
(Dollars in thousands)	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
Available-for-sale securities:
U.S. Gov’t agencies and corporations	$	4,991	$	9	$	-	$	-	$	4,991	$	9
Mortgage-backed securities		24,788		208		-		-		24,788		208
Total	$	29,779	$	217	$	-	$	-	$	29,779	$	217

Schedule of Securities Debt Maturities [Table Text Block]

The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2012.

	Available for sale				Held to maturity
	Amortized		Estimated		Amortized		Estimated
(Dollars in thousands)	Cost		Fair Value		Cost		Fair Value
Due in one year or less	$	2,047	$	2,052	$	145	$	145
Due after one year through five years		22,162		22,216		1,001		1,050
Due after five years through ten years		4,274		4,443		1,007		1,133
Due after ten years		113,254		116,176		504		556
		141,737		144,887		2,657		2,884
Equity securities		596		621		-		-
Total	$	142,333	$	145,508	$	2,657	$	2,884

Schedule of Amortized Cost and Estimated Fair Values of Securities [Table Text Block]

The following table sets forth the amortized cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities are in the available-for-sale investment portfolio.

	December 31, 2012				December 31, 2011
	Amortized		Estimated		Amortized		Estimated
(Dollars in thousands)	Cost		Fair Value		Cost		Fair Value
Pledged available-for-sale securities	$	91,814	$	94,391	$	77,762	$	79,358