CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 26,579	$ 22,986
Interest-bearing deposits with other banks	164,864	99,776
Federal funds sold	8,750	4,980
Investment securities:
Available for sale, at fair value	145,508	129,780
Held to maturity, at amortized cost - fair value of $2,884 (2012) and $6,732 (2011)	2,657	6,480
Loans	785,082	841,050
Less: allowance for credit losses	(15,991)	(14,288)
Loans, net	769,091	826,762
Premises and equipment, net	15,593	14,662
Goodwill	12,454	12,454
Other intangible assets, net	3,816	4,208
Other real estate and other assets owned, net	7,659	9,385
Other assets	28,836	26,720
Total assets	1,185,807	1,158,193
LIABILITIES
Noninterest-bearing	153,992	133,801
Interest-bearing	895,281	876,118
Total deposits	1,049,273	1,009,919
Short-term borrowings	13,761	17,817
Other liabilities	8,747	8,753
Long-term debt	0	455
Total liabilities	1,071,781	1,036,944
STOCKHOLDERS' EQUITY
Common stock, par value $.01, authorized 35,000,000 shares; shares issued and outstanding-8,457,359 (2012 and 2011)	85	85
Additional paid in capital	32,155	32,052
Retained earnings	81,078	90,801
Accumulated other comprehensive income (loss)	708	(1,689)
Total stockholders' equity	114,026	121,249
Total liabilities and stockholders' equity	$ 1,185,807	$ 1,158,193