CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 22,005	$ 22,986
Interest-bearing deposits with other banks	138,422	99,776
Federal funds sold	23,021	4,980
Investment securities:
Available for sale, at fair value	126,372	129,780
Held to maturity, at amortized cost - fair value of $4,326 (2012) and $6,732 (2011)	4,075	6,480
Loans	808,030	841,050
Less: allowance for credit losses	(12,955)	(14,288)
Loans, net	795,075	826,762
Premises and equipment, net	15,537	14,662
Goodwill	12,454	12,454
Other intangible assets, net	3,890	4,208
Other real estate and other assets owned, net	8,418	9,385
Other assets	29,364	26,720
TOTAL ASSETS	1,178,633	1,158,193
LIABILITIES
Noninterest-bearing	156,579	133,801
Interest-bearing	881,935	876,118
Total deposits	1,038,514	1,009,919
Short-term borrowings	13,079	17,817
Other liabilities	8,422	8,753
Long-term debt	455	455
TOTAL LIABILITIES	1,060,470	1,036,944
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized – 35,000,000; shares issued and outstanding – 8,457,359 (2012 and 2011)	85	85
Additional paid in capital	32,120	32,052
Retained earnings	86,152	90,801
Accumulated other comprehensive loss	(194)	(1,689)
TOTAL STOCKHOLDERS' EQUITY	118,163	121,249
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,178,633	$ 1,158,193